Group Insurance & TPA Services

Finding the right benefit plans for your team can be a challenging task. That’s why Sterling Capital Brokers ensures you have a dedicated, industry-leading partner throughout the process.
As a third-party administrator (TPA), we source the most competitive available plans, including globally pooled arrangements, to provide you with the most comprehensive plans at the most competitive prices.

Our proprietary software will provide you an end-to-end employee management system with data feeds to all major insurance carriers and niche players. In the process, we will significantly reduce your administrative burden while finding the best plans for your employees. Benefits Include but are not limited to:

1) Extended Health & Dental, including...

Prescription drugs, paramedical coverage, vision care, travel insurance, hospital coverage, medical devices and services, basic/preventative and major dental care including orthodontics.

2) Employee Life Insurance / Dependent Life Insurance & Employee-Only Accidental Death / Dismemberment

The plans we source offer flat amounts ranging from $10,000 to $100,000, salary multiples from 1X to 5X salary, or salary + variable compensation options.

3) Long-Term Disability & Short-Term Disability

Our plans offer flat amounts or flat percentages of salary, healthcare spending accounts, taxable spending accounts and more.

Contact us today to speak to a member of our team and find the right plans for your organization.

Group Retirement

Sterling Capital Brokers is dedicated to helping your employees achieve comfort and financial security in their retirement. Our licensed team of professionals provide investment advice and administrative support with the following:

• Enrollment coordination
• Personal financial investment sessions
• Group readiness seminars

We’ll also help you choose the plans that work best for you, including:

• Employee group registered retirement savings plans
• Group pension plans
• Group tax free savings accounts

Our mission is to help you structure and implement group retirement plans that meet the needs of your employees, and provide them with the kind of retirement they've worked their entire careers to attain.

Click here to schedule your free consultation and ensure your team benefits from a secure, professionally managed group retirement plan.

Risk Management

At Sterling Capital Brokers, our approach to risk management is based on you achieving your financial goals regardless of the global economic climate.

Our experienced and accomplished team of advisors work with groups and individuals to manage their investment portfolios and ensure they’re insulated from any disruption in the market.

We take a holistic approach to money management, educating our clients on market conditions before advising them on next steps.

Out plans include:

• Employee group registered retirement savings plan
• Group pension plans
• Group tax-free savings accounts among others

Mitigating your risk is our mission, and we ensure your investments meet your goals through all market conditions.

Contact us today to speak with a dedicated expert who can get your team started on the path to long-term financial security.

Retail Investments

The retail investment market is rapidly growing, changing and evolving.

This can be challenging for investors, who look to make sound investments but often face significant uncertainty.

At Sterling Capital Brokers, we simplify the retail investment process to ensure your financial success.

Working with an industry-recognized global partner, we take the following approach to providing you with all the critical information you need, including:

1. Education. We begin by detailing every trend and forecast in the market so you're completely current.
2. Inquiry. We learn about your risk tolerance and investment objectives.
3. Planning.We incorporate a holistic view on fund selection to make sure you're invested in the right product in the right market at the right time.

Our core principle is the following: Your success is our success.

We work diligently on your behalf to ensure your investments are managed by knowledgeable professionals and yield results that align with your goals.

Contact us today to speak with our expert staff and gain the Sterling Capital Brokers advantage.

International and Cross-Border Clients

As every country has a unique set of legal structures surrounding benefit administration, Sterling Capital Brokers will provide you with everything you need to make informed, sound benefit decisions for your employees in Canada.

Working together with you, we’ll collect information about your employees’ demographic data, organizational structures, future hiring projections and conduct other due diligence to ensure we source the right plans for you.

We’ll also provide you the latest information on:

• Local, Provincial and National legislation impacting group benefits
• Taxation of benefits
• Plan design/cost management

Your partners at Sterling Capital Brokers will work diligently to ensure your Canadian employees receive the best plans at the most competitive prices.

In the process, you will receive exemplary service, professional expertise, and industry-standard results.

That’s our mission and our guarantee.

Contact us today to learn how we can help you achieve your goals and ensure your Canadian employees receive the best possible benefit packages on the market.